Personal Loan Agreement Form Concept

How to get a short term loan against your car

Banks generally don’t offer loans for those with bad credit or people who are self-employed, but The Asset Exchange provides short term loans with no questions asked! That’s because we understand that you need a helping hand to get back on your feet.


When bad credit comes along, it isn’t always your fault. Late or missing payments due to factors beyond your control, maxing your credit cards, defaulting on loans, unpaid court judgements, filing for bankruptcy or losing your home to the bank. All of these are part of life’s challenges, but with a bad credit score it’s hard to get your life back on track.


When you are self-employed, it is often impossible to meet the strict lending criteria of the banks and let’s face it, you are often struggling with cash flow so the financial figures aren’t great.

We don’t need a reason to lend you money!

We help thousands of Aussies get the money they need to change their lives, whether that’s to purchase essential equipment for work, household goods or something special for a loved one. The reasons for needing a short term loan don’t matter to us, so we don’t make you jump through hoops trying to convince us that you need the money. Instead, we’re here to help you achieve your goals, by providing you with a short term loan, even though the banks refuse to provide, we make it very easy for you to pay off those surprise expenses, despite having a bad credit rating.


If you’re paying off one credit card with another card, borrowing money from friends or defaulting on your rent, we’re here to help you dig yourself out of your spiralling debt. Maybe you’ve lost your job and simply need a loan to tide you over? You’re not alone. There are thousands of Aussies with a bad credit rating who just need a little help to work their way out of debt and a short term loan can be the solution you need.

Loan against your car or machinery 

We provide short term loans from $1000 to $100,000 for a minimum of 61 days and a maximum of 90 days. This type of money should help you to pay off your debts, purchase work equipment or pay for the holiday you have been promising your family for years. Whatever your reasons for needing a loan, we can pay the funds to you immediately with no financials needed, no application forms, and no credit or employment checks.


As licensed pawnbrokers, we offer short term loans, even though the banks refuse to provide personal loans for bad credit customers. We don’t only lend to people with a  bad credit rating, anyone can qualify for our short term loans, you might just want to avoid being tied down to a long term loan period.


The way our short term loans operate is very simple. We provide you with a short-term cash loan against your car or machinery that you give to us for safekeeping in a secure location. We value your vehicle or machinery and lend you up to 65% of its value on the spot. At the end of the loan period, you pay the balance of the loan and pick up your vehicle or machinery. All you need to do is to call us to make an appointment, we make a valuation and hand you the money. No stress and no worries! 


We don’t drown you in sky high interest rates like those payday lenders or inflexible payment terms. Just the opposite! Our interest rates are very reasonable, and you don’t have to pay all the money back until the end of your loan.

What vehicles can you use to get your cash loan?

We can provide loans against your car or against a variety of different vehicles and machinery. These include cars, SUVs, 4WDs, Utes, motorbikes, power boats, sailboats, caravans, RVs, Jet Skis, trucks and tractors. If you can’t see your vehicle or machinery on this list, just give us a call and we can make it happen! 


The Asset Exchange specialises in short term loans because we know that the banks refuse to provide loans for people with bad credit, small business owners and self-employed people. All you need to do is give us a call to discuss your needs. We’ll give you an appointment, assess your vehicle or machinery and you walk away with the money you need to get your life back on track.


If you’re having problems with a bad credit rating or are self-employed, getting a loan can be a huge bump in the road. Without some financial help, it’s likely you’ll never get back on your feet financially. That’s why we provide you with an easy and stress-free strategy to get your hands on the cash you need to get on with your life. Our cash loans might just be the solution that fixes your short-term financial problems.

If the banks refuse to give you a personal loan for bad credit or because you’re self-employed, call us on 07 3708 3258 or 0468 441 866 or send us an email enquiry, because we can help! Don’t let a bad credit rating ruin your life!