How it works

Get the money you need today

  • Waiting on a payment but need cash now for wages, materials or expenses?
  • Won a contract and need to purchase materials or hire more staff?
  • Waiting on a commission payment but have bills to pay?
  • Creditors chasing you for payment?
  • Expecting a tax return and need cash now?
Two people on loan negotiation.
Loan Guaranteed

Applying is quick and easy

  • Call us to arrange an appointment

  • Bring your vehicle and identification documents

  • We guarantee your approval for up to 65% of your vehicle’s value

  • We pay your funds in minutes

  • Your vehicle is held securely for the duration of the loan

Frequently asked questions

Am I elegible for a loan?

The Team at The Asset Exchange help people who are experiencing cash flow challenges.  We provide loans secured against vehicles (cars, motorbikes, caravans, jet skis, trailers, machinery etc).

Here is an example of who we can help:

  • Tradies waiting for payments but need to pay staff and order materials
  • Small-business owners waiting for payments but need operating funds to get creditors off their backs
  • Real Estate Agents waiting for commission payments
  • Individuals waiting on their tax refund but need funds now
  • Individuals waiting on a compensation payment or inheritance who need funds quickly
  • Anybody needing funds quickly while waiting on future payments

The beauty of these loans are that there are:

  • No application forms
  • No credit checks
  • No proof of income required
  • No business or trade history needed and
  • No reference checks.

Call us today on 3708 3258 or 0468 441 866 to arrange an appointment.

How do I apply for a loan?

Applying for a loan against your vehicle is easy, you simply:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

How much can I borrow?

You can borrow up to 65% of the wholesale value of the vehicle you are pawning (as determined by The Asset Exchange)

We offer loans from $1,000 to $100,000.  All you need to do is:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

How quickly will I receive my funds?

The beauty of a secured loan from The Asset Exchange is that you get the funds quickly.  The entire process can be done within 30 minutes and you can have the funds on the spot.

  • No application forms,
  • No credit or employment checks and
  • No waiting for approvals.

All you need to do is:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

What do I need to get a loan?

Getting a loan secured against your vehicle is both quick and easy.  All you need is:

  • The vehicle you intend to pawn (including cars, motorbikes, boats, jet skis, trailers, machinery etc) which you bring to our office at Unit 3/66 Commercial Drive, Shailer Park
  • The registration papers or proof of ownership and
  • Your driver licence or proof of age card and one other form of identification identification

We will then value your vehicle and lend you up to 65% of the wholesale value on the spot.

Call us anytime on 3708 3258 or 0468 441 866 to make an appointment.

What identification documents do I need to bring?

All you need to bring is your driver licence or proof of age card and one other form of identification.

Do you require references from an employer or relative?

Unlike applying for personal or business loans, you do not need to provide references.  The loan process is so simple and there are:

  • No application forms
  • No credit checks
  • No proof of income required
  • No business or trade history needed and
  • No reference checks.

All you need to do is:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

Can I get a loan if I am self-employed?

Yes you can!  We love helping self-employed people improve their cash flow.

We understand how difficult it is when you are working hard all day and feel like you are not getting anywhere because you are waiting 30 to 90 days to be paid.

We also understand that sometimes you just need some assistance in the short term so you can pay your bills, buy materials or simply live until the payments come in:

The beauty of our loans is that there are:

  • No application forms
  • No credit checks
  • No proof of income required
  • No business or trade history needed and
  • No reference checks.

All you need to do is:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

I have bad credit, can I still get a loan?

Yes you can!  As we provide a loan secured against your vehicle (car, motorbike, boat, caravan, trailer, machinery etc) there are:

  • No application forms
  • No credit checks
  • No proof of income required
  • No business or trade history needed and
  • No reference checks.

All you need to do is:

  • Call us anytime on 3708 3258 or 0468 441 866 to arrange an appointment
  • Bring in the vehicle you want to pawn to our office at Unit 3/66 Commercial Drive, Shailer Park
  • Bring the registration papers (or proof of ownership) and
  • Bring your driver licence and one other form of  identification.

We will value the vehicle and lend you up to 65% of the wholesale value on the spot.

Do I need to own the vehicle to get a loan?

You do not need to own the vehicle that you are pawning but you do need to prove the ownership and have the owners permission to use the vehicle for security against the loan.

Ideally the owner should be with you or you will need to provide satisfactory evidence that you have the right to pawn the vehicle.

Just give us a call on 3708 3258 or 0468 441 866 and we will be happy to discuss the specific circumstances.

How long do I have to pay back the loan?

The maximum loan period is 90 days.  There is also a minimum loan period of 61 days.

These short-term loans are designed to get you over a cash flow challenge while waiting for payments to come in.

Unlike other loan types, you don’t need to pay loan payments during the loan period.  You simply pay the initial amount plus interest when the loan period is finished and collect your vehicle.

The good news is that you can come to us anytime you are experiences cash flow issues.

We love repeat clients.

What happens if I can’t pay at the end of the loan period?

If you think that you are not going to be able to pay the amount owing and collect your vehicle at the end of the loan period, please contact us on 3708 3258 or 0468 441 866 to discuss options.

Our aim is to work with you to make sure that our services assist you.

However if we can’t come up with a viable solution, the vehicle will be sold to recover the debt owed to us and any surplus (less selling fees) will be returned to you.

The main thing to remember is to get in touch with us as soon as possible to discuss options.

Can I request a time extension on my secured loan?

If you believe that you will not be able to finalise the loan and collect your vehicle at the end of the loan period, please contact us to discuss your options.

In some cases, more time can be given.

Our aim is to help you in times of cash flow challenges, so please let us know as soon as possible so we can work with you.

Do you only pawn vehicles?

Our primary business is to provide loans against pawned vehicles (cars, motorbikes, jet skis, boats, trailers, caravans, machinery etc), however we will consider other items of value.

Please contact us anytime on 3708 3258 or 0468 441 866 to discuss your situation.