Where can I pawn my car in Brisbane?

Fast loans – pawn your car Brisbane

Do you need to access cash fast? Our short term cash loads are available to anyone who needs it. With loans of up to $100,000 just by pawning your car, it’s no wonder The Asset Exchange is Brisbane’s number 1 vehicle pawnbroker.

So how does it work?

Who is eligible for a loan?

Why choose The Asset Exchange?

In this article, we’ll answer all of your questions and more.

How does it work?

To pawn your ride in Brisbane is easier than ever before. In just 4 simple steps you can access the cash you need as quickly as you want!

Step 1 – Appointment

First thing’s first: contact us any time of the day or night on 07 3708 3528 to arrange an initial appointment.

Step 2 – Vehicle assessment

Our specialist team will assess your car onsite so make sure to bring the vehicle you plan on pawning, registration papers and your ID.

Step 3 – Loan

That’s right! We’ll arrange your loan with you on the spot. Your car will be kept in a secure location for the duration of the loan period.

Step 4 – Receive funds

You’ll have complete access to the entirety of your loan within minutes. Talk about fast!

That’s it.

End of loan period

Once the period of your loan ends, you simply pay the balance of your loan, collect your car and you’re on your way! It’s that easy.

Plus, our flexible repayment options allow for a lump sum payment at the end of your loan period with an affordable monthly interest rate.

Who is eligible for a loan?

Everyone.

Yup – even if you have bad credit, you can pawn your car with us. No loan applications are refused regardless of your finances. We don’t conduct any credit or employment checks.

We’re about making it easier for people in Brisbane to pawn their car and get access to quick, reliable cash.

Why choose The Asset Exchange?

Did you jump online and search “pawn my car Brisbane” and find us? Great!

But why should you choose to pawn your car with The Asset Exchange? Good question.

As a registered vehicle pawnbroker you can rest assured that all of our short-term loans are given out at industry leading and competitive interest rates.

Bank loans are notoriously difficult. The credit checks, paperwork and rigorous financial requirements can make accessing the cash you need nearly impossible.

You could go to a payday lender and risk ongoing debt, excessive charges, and bloated interest rates.

Or you could turn to The Asset Exchange where fair, flexible loans are given to each and every application. Whether you have a car, boat, motorbike, caravan or other type of vehicle, we’ll securely store it as security for the loan period and get you the money you need when you need it.

Don’t risk out-of-control debt and legal issues. Make sure you choose the pawnbrokers that have your best interests at heart.

Get in touch to pawn your car

Ready to get the cash you need at an interest rate you want? Make sure to contact us to arrange your appointment and vehicle assessment.

We’re open 24 hours a day, 7 days a week, so no matter when you need us–or a loan–we’re ready to help!

Step by step guide to taking a loan out against your car with the Asset Exchange

Taking a loan out against your car is easy with the Asset Exchange

If you need some fast cash with no questions asked, have you thought about taking a loan out against your car? Most people don’t consider that they can get a loan against their vehicle, so they struggle to come up with ways to get the money they need. That’s a shame because getting a loan against your car is a very quick and easy process at the Asset Exchange. 

Are there any restrictions against taking a loan out against your car?

There are no restrictions at all! If you own the vehicle, you can access a short term loan against its market value. We don’t flood you with paperwork, we don’t check your credit rating or your employment records, ask for your financials, references or your business history. All of this means that the Asset Exchange short term loans are ideal for anyone with a bad credit rating, no employment history and no financials. Taking a loan out against your car is an easy fix when you need fast cash!

 

  • No references required
  • No credit checks performed
  • No financials or business history needed
  • No employment checks

Who can take out a loan with the Asset Exchange?

Getting a loan against your car is the ideal solution for people who are self-employed, run their own business or are even unemployed and need access to some fast cash. Many people use our loans to pay their own bills, buy materials or even pay their employees while they are waiting for their own clients to pay their invoices. Other people need a quick loan to tide them over until payday or are waiting for their tax refund to come through, and yet others just need some money to pay their living expenses while they get back on their feet.

Getting a loan against your car means you can borrow up to $100,000!

Getting a loan against your car means that you can access up to 65% of your vehicle’s market value, up to $100,000. So if you bring in a car with a market value of $200,000, we will lend you $100,000, even though 65% of its market value is $130,000 (because our maximum loan is $100,000). On the other hand, if the market value of your car is $28,000, we will lend you up to 65% of this value which is $18,200. That’s cash in your bank immediately with no waiting period or hanging around for credit checks. 

What about paying interest on a fast cash loan?

We don’t tie you down with rates that are so high that you never get out of debt! Instead, our rates are highly competitive and very similar to what you would expect at other financial lenders. Our loans are designed to help you over a dry period where you need some cash to tide you over, so our shortest loan period is 61 days and our longest is 90 days. To make our loans even easier, you don’t need to make regular loan payments. All you need to do is pay us back the money plus the interest at the end of your loan period. Taking a loan out against your car is a stress free process!

Applying for a fast cash loan with the Asset Exchange

Now you know how easy it is to get a loan against your car at the Asset Exchange, here’s an easy step by step guide to the process.

  1. You arrange an appointment with us

Call us anytime day or night, seven days a week to make an appointment at our Shailer Park premises in Logan, south of Brisbane. It’s important that you make an appointment and not simply turn up, because it’s likely that we are out performing other business and your drive will be wasted.

  1. We assess the market value of your vehicle

When you arrive for your appointment, we’ll assess your vehicle and decide on its market value. We’ll then offer you up to 65% of this market value as a fast cash loan. Getting a loan against your car is easy, because we don’t check your credit rating, ask for references, business histories or enquire about your employment. You do, however, need to bring your car registration papers and one form of ID with you at this appointment (your driver’s licence is best)..

  1. We arrange your loan and secure your vehicle

Once we have agreed on a market value for your car and on the amount of the loan, it takes only a few minutes to arrange the short term loan. At this point, you don’t need to worry about your car, because we store it safely in a secure area for the duration of your hassle-free loan. 

  1. You receive your money within minutes

Once we have checked your ID, assessed your car and arranged for your short term loan, you receive your money within a few minutes. It’s that fast! There’s no waiting around for days or weeks while other financial providers check all your references, employment records, credit rating and make you fill out a thousand forms. With the Asset Exchange, you have your money in your hand within minutes!

  1.  You pay back your loan at the end of the loan period

At the end of your loan period, which is no longer than 90 days, all you need to do is to pay us back the money you borrowed, plus interest. Our rates are extremely competitive, so you don’t need to worry about being drowned in debt. As soon as you have made this payment, you can grab your car keys and drive away.

  1. You can’t make the payment after 90 days

Taking a loan out against your car is easy, however, if you think that you won’t be able to make the payment at the end of the 90 day loan period, please don’t hesitate to call us. We might be able to work something out, but if none of the solutions work for you and you still can’t repay the loan, then we’ll sell your car. This way we recover the money owed to us and give you any money left over minus our selling fees. We won’t send debt collectors around to your home, so you needn’t worry about that!

 

 If you have any questions about this loan process, call the Asset Exchange on 07 3708 3258 or send us an email enquiry and we’ll answer all your concerns.

10 reasons why you should borrow cash against your car instead of a bank loan

When you want a short term loan, banks aren’t much use, because they like long term loans that give them a clear profit margin over a good period of time. That’s not the only reason why we believe that your best strategy is to borrow cash against your car with the Asset Exchange rather than a bank, but it’s a pretty conclusive reason!

Why borrow money against your car?

Using your car as security against a short term loan makes complete sense. That’s because just about everyone has a car and since it’s only for a maximum of 90 days, it’s a practical strategy, particularly over the short term. So if you’re in the market for a short term cash loan, let’s look at ten reasons why we are better than the banks!

  1. No application refused: It doesn’t matter who you are, we don’t refuse any application for one of our fast cash loans. We have given loans to tradies who are waiting for their clients to pay them, people waiting for their tax refunds, and real estate agents waiting for commission payments. It doesn’t matter WHY you need a short term loan, if you need a loan, we are there for you!
  2. We don’t drown you in paperwork: It’s guaranteed that if you go to a bank for a loan, you just about need to bring an armload of paperwork with you and then they get you to fill in another bucket full of paperwork. We don’t do that, because all we want is your rego papers and ID. That’s it. We don’t get you to fill in reams of forms, because that just wastes your time and our time. When you borrow cash against your car, we assess your vehicle, offer you 65% of the wholesale value and you walk away with cash in hand.
  3. Poor credit scores aren’t a problem: We don’t care about your credit score and the fact that you were one day late paying your electricity bill. All we care about is giving you a fast cash loan that helps you out of a tight spot and at an interest rate that’s affordable and doesn’t drown you in debt. So if you have a bad credit rating, we don’t even need to know and we won’t make any checks.
  4. No financials needed: If you’re a sole trader and you go to a bank for a loan, they want to know everything about your business. They want all your financials for at least the past 12 months, if not longer. At the Asset Exchange, we don’t want your financials, because they are meaningless to our business model. We just want to help you borrow cash against your car, so you can get over a tight spot. Maybe you want to pay a few bills, purchase equipment or do whatever is needed to tide you over until you pay us back at the end of the loan period. We don’t need your financials and we won’t ask for them.
  5. No employment checks: If you’re unemployed or haven’t been with your employer for very long, you have little to no chance of getting a bank loan. That’s because banks use your employment stability as a sign that suggests you’re capable of paying back the loan. We don’t need that type of indicator, because we know that you will pay back your short term loan and get your car back in return. If by chance you can’t finalise your repayments at the end of your loan period and we can’t come to a workable solution, then we sell your vehicle, recover the debt and give you any money left over, minus a selling fee. With a bank, you can’t borrow cash against your car, which is why they check your employment history!
  6. Funds paid immediately: With a bank, the waiting period before you actually get your cash is so long that the moment has often gone! With the Asset Exchange, you get the cash in your hand immediately with no time wasted hanging around for a decision.
  7. Flexible payment schedules: Banks are totally inflexible when it comes to their repayments, telling you how often you need to make your repayments and how much you need to pay. We say that our payment schedule is flexible, but that’s mainly because we have only one! All you need to do is pay us back the amount you borrowed plus the interest at the end of the loan period. That’s it! There’s no weekly, fortnightly or monthly payments, just a simple one-time payment with interest at the end. How good is that!
  8. Affordable rates: Our rates are extremely competitive and very affordable, particularly over the short term. That’s because we charge you a flat interest rate starting from 15% per month. So you know exactly what you need to repay at the end of the loan period and not a dollar more.
  9. You can pawn your car: How easy is it to borrow cash against your car? All you need to do is drive it to our assessment centre in Shailer Park, Brisbane and we will give you 65% of its wholesale value. It’s a very simple concept and works extremely well for everyone concerned. You get your car back when you finalise the loan after a maximum of 90 days and everyone’s happy!
  10. Don’t have a car? No worries! We lend fast cash on lots of different vehicles, so you’re bound to have one of them, at least! We lend short term loans on Utes, SUVs, 4WDs, motorbikes, power boats, sail boats, Jet Skis, caravans, RVs and a diverse range of machinery (we like tractors!). So if you need fast cash, but don’t have a car, just give us a call, come on in and we will help you out immediately.

 

Interested in taking a loan out against your car?

The Asset exchange is ready and waiting to hear from you! If you need a short term loan – why not borrow cash against your car and move on? It’s a simple, easy and stress free way to borrow money quickly for a short period of time and at reasonable rates. Call us on 07 3708 3258 to make an appointment with one of our assessors. We are open 24/7 by appointment!

How do loans work at a pawn shop: A guide to vehicle pawn loans

Have you ever wondered how loans work at a pawn shop? Maybe you’ve recently needed some fast cash and thought about a pawn shop, but quickly dismissed the idea? Lots of people think about pawn shops when they need to borrow money, but because they don’t understand how it works they soon forget about it. That’s a shame because if you need fast cash, the Asset Exchange can give you a helping hand. It’s a little known fact that pawn shop loans can make a big difference to your life, particularly if you are in need of short term cash.

So let’s take a look at how easy it is to get pawn loans and how you can use them to your benefit.

How do loans work at a pawn shop?

At the Asset Exchange we offer short term loans for up to 90 days with a minimum interest period of 61 days. You can borrow money from us starting at a low $1000 right up to $100,000 with no paperwork at all. Our loans are ideal if you have a poor credit rating, because we don’t need any financial paperwork, credit checks, tax returns or proof of income, and we don’t need references or check with your employer. We make the application process very simple and very fast. At the Asset Exchange, no application is refused.

How do our loans work? Well, your money is paid to you immediately and your repayments can be made as a lump sum at the end of the loan period. That’s it! Taking out a short term loan with us is a very fast and simple process. We even have affordable monthly interests rates! 

How are interest rates and fees calculated for pawn loans?

Unlike payday lenders, who focus on excessively high interest rates and inflexible payment schedules, we do it differently. That’s because when you take out a short term loan at the Asset Exchange we offer you very reasonable interest rates and a flexible payment schedule. We know that you only need the money for a limited time frame and if we offer you good terms that you’ll come back again when you’re short of cash. Much of our business is based around repeat customers who realise the huge benefits of being able to access fast cash at a moment’s notice.

Our interest rates are very reasonable and because they are charged monthly and over a very short time period, you won’t be swamped in debt. Lots of people find that pawn shop loans are an easy way to obtain cash very quickly and they have no problems making their repayments over the short lifetime of their loan. 

How do loans work at a pawn shop that focuses on vehicles?

Unlike many other pawn shops, we focus on vehicles. This means that we provide you with a short term loan based on the value of a vehicle. These vehicles can include cars, Utes, SUVs, 4WDs, motorbikes, power boats and sailboats, RVs, caravans, Jet Skis and machinery. All you need to do is to make an appointment with us to assess your vehicle. Once we have made this assessment, we’ll lend you up to 65% of the vehicle’s wholesale value right then and there. We’ll also store your vehicle in a secure location for the duration of the loan and you collect it when you’ve repaid the loan in full.

If you need more time to repay your loan, you’ll need to contact us and discuss your options. In most instances we can give you more time, but it’s not guaranteed as this is a limited short term loan. If you can’t finalise the repayments, however, then the vehicle will be sold to recover the debt owed to us and any money left over after the sale (minus fees) will be returned to you. This hardly ever happens, because our customers nearly always make their repayments in full and collect their vehicle at the end of the loan period. When you understand how loans work at a pawn shop, it’s easy to understand how you can benefit from these loans as well.

What do I need to get a loan at the Asset Exchange?

For one of our fast cash loans you need a vehicle to act as security, which you need to bring to our office in Shailer Park. You’ll also need the registration papers or proof of ownership for the vehicle, your driver’s licence or proof of age, along with one other form of ID. That’s all we require to give you a short term loan. There’s no paperwork, no credit checks and no financials needed.

Who can take out pawn shop loans?

Our pawn shop loans are ideal for business owners, tradies and sole traders who need money to tide them over in the short term. In fact, anyone can borrow money from us, regardless of employment or income. You might want to borrow money to pay for a holiday or to pay some bills. You might be waiting on your clients to pay their invoices or your tax return to arrive. You might need money to pay your employees, buy supplies and materials or hire more staff for a new job. 

Why you need the money isn’t our concern and we don’t care about your credit rating or how many loans you already have on your books. We don’t turn anyone away and we don’t drown you in paperwork or endless intrusive questions. At the Asset Exchange, we just give you fast cash for your vehicles and everyone’s happy!

So, in summary how do loans work at a pawn shop? Well, there are five steps:

  1. Make an appointment to bring your vehicle to our office at Shailer Park in Logan.
  2. We assess your vehicle and check your ID and registration.
  3. We arrange your loan immediately and hold your vehicle in a secure location.
  4. You receive your funds and walk away.
  5. You repay your loan and collect your vehicle.

So why not make an appointment today and take out your first short term loan with the Asset Exchange?

How can I get a loan from a Pawnbroker?

If you need fast cash and are considering a personal loan from a bank, it might be better to ask yourself another question – is there a pawnbroker near me? That’s because it’s much easier to obtain a cash loan from a pawnbroker than from a bank who wants to know everything about your life before they will even consider giving you a loan (and they still might not give it to you anyway).

Why is it important to locate a pawnbroker near you?

There’s a huge difference between getting a short loan from a pawnbroker and from a bank. The biggest difference is that the banks perform extensive credit checks on you, whilst your pawnbroker doesn’t care about your credit history. The second big benefit with accessing cash from your pawnbroker is that you get the money in your hand immediately, whilst the banks take forever to make up their minds. After all, when you want fast cash, you want it now so you can deal with your problems, not wait two weeks while the bank investigates your entire life. Whilst these are two of the best reasons to find a pawnbroker in your area, there are still other benefits as well!

Reasonable interest rates: Our interest rates start at 15% per month, which are among the lowest interest rates around for this type of loan.  So these rates are affordable and don’t come tied up in paperwork and credit checks. Since your loan will only last for a maximum 90 days, that’s not a lot of interest to pay for immediate cash in your hand.

No application forms or paperwork: Filling in forms for a bank loan can drive you crazy and if you make one little mistake it can result in the bank refusing your application. We don’t have any of that, because all we need to see is proof of vehicle ownership and your ID. That’s it!

No proof of income or trading history: This is another way we eliminate the paperwork, because we don’t need proof of income or a trading history to give you a short term loan. When you are just starting a new business and you don’t have this type of proof yet it can be the difference between getting and not getting a loan with the banks.

No reference checks: We don’t need to call up previous employers to find out all about you and whether you are a good or bad credit risk. We simply take your vehicle as security and give you money immediately! That’s the power of finding a pawnbroker near you!

Are there any disadvantages of getting a loan from a pawnbroker?

Not really! Our interest rates are a little higher than some other short term loan options but there is no credit conditions to jump over. You also need a vehicle to use as security for your loan, which is set at a maximum 65% of the vehicle’s value. Of course when you apply for a bank loan, you don’t need to use your vehicle as security, but the process is so long winded and intrusive with banks, that this is more of an advantage than anything. 

So if you want access to fast cash, you can’t go wrong thinking that a pawnbroker offers the best deal, because you can have the money in your hand the same day.

How to get a short term loan against your car

Banks generally don’t offer loans for those with bad credit or people who are self-employed, but The Asset Exchange provides short term loans with no questions asked! That’s because we understand that you need a helping hand to get back on your feet.

 

When bad credit comes along, it isn’t always your fault. Late or missing payments due to factors beyond your control, maxing your credit cards, defaulting on loans, unpaid court judgements, filing for bankruptcy or losing your home to the bank. All of these are part of life’s challenges, but with a bad credit score it’s hard to get your life back on track.

 

When you are self-employed, it is often impossible to meet the strict lending criteria of the banks and let’s face it, you are often struggling with cash flow so the financial figures aren’t great.

We don’t need a reason to lend you money!

We help thousands of Aussies get the money they need to change their lives, whether that’s to purchase essential equipment for work, household goods or something special for a loved one. The reasons for needing a short term loan don’t matter to us, so we don’t make you jump through hoops trying to convince us that you need the money. Instead, we’re here to help you achieve your goals, by providing you with a short term loan, even though the banks refuse to provide, we make it very easy for you to pay off those surprise expenses, despite having a bad credit rating.

 

If you’re paying off one credit card with another card, borrowing money from friends or defaulting on your rent, we’re here to help you dig yourself out of your spiralling debt. Maybe you’ve lost your job and simply need a loan to tide you over? You’re not alone. There are thousands of Aussies with a bad credit rating who just need a little help to work their way out of debt and a short term loan can be the solution you need.

Loan against your car or machinery 

We provide short term loans from $1000 to $100,000 for a minimum of 61 days and a maximum of 90 days. This type of money should help you to pay off your debts, purchase work equipment or pay for the holiday you have been promising your family for years. Whatever your reasons for needing a loan, we can pay the funds to you immediately with no financials needed, no application forms, and no credit or employment checks.

 

As licensed pawnbrokers, we offer short term loans, even though the banks refuse to provide personal loans for bad credit customers. We don’t only lend to people with a  bad credit rating, anyone can qualify for our short term loans, you might just want to avoid being tied down to a long term loan period.

 

The way our short term loans operate is very simple. We provide you with a short-term cash loan against your car or machinery that you give to us for safekeeping in a secure location. We value your vehicle or machinery and lend you up to 65% of its value on the spot. At the end of the loan period, you pay the balance of the loan and pick up your vehicle or machinery. All you need to do is to call us to make an appointment, we make a valuation and hand you the money. No stress and no worries! 

 

We don’t drown you in sky high interest rates like those payday lenders or inflexible payment terms. Just the opposite! Our interest rates are very reasonable, and you don’t have to pay all the money back until the end of your loan.

What vehicles can you use to get your cash loan?

We can provide loans against your car or against a variety of different vehicles and machinery. These include cars, SUVs, 4WDs, Utes, motorbikes, power boats, sailboats, caravans, RVs, Jet Skis, trucks and tractors. If you can’t see your vehicle or machinery on this list, just give us a call and we can make it happen! 

 

The Asset Exchange specialises in short term loans because we know that the banks refuse to provide loans for people with bad credit, small business owners and self-employed people. All you need to do is give us a call to discuss your needs. We’ll give you an appointment, assess your vehicle or machinery and you walk away with the money you need to get your life back on track.

 

If you’re having problems with a bad credit rating or are self-employed, getting a loan can be a huge bump in the road. Without some financial help, it’s likely you’ll never get back on your feet financially. That’s why we provide you with an easy and stress-free strategy to get your hands on the cash you need to get on with your life. Our cash loans might just be the solution that fixes your short-term financial problems.

If the banks refuse to give you a personal loan for bad credit or because you’re self-employed, call us on 07 3708 3258 or 0468 441 866 or send us an email enquiry, because we can help! Don’t let a bad credit rating ruin your life!

How to get no credit check loans using your car

Don’t you sometimes wish that it was easier to get a short term cash loan to tide you over? When your customers are slow to pay, it’s your cash flow that suffers! That’s why the Asset Exchange has introduced our hassle free, no credit check loans – so you can get on with your life with no worries.

What’s the benefit of short term Asset Exchange loans?

As registered pawnbrokers, we can provide short term loans very quickly and easily. Since these loans use your vehicle as collateral, the process doesn’t depend on your credit score, household expenses or inflexible rules enforced by banks. You don’t need to complete endless forms, and you don’t need to bring in an armful of documents or wait while we check your employment details.

Asset Exchange no credit check loans are designed to give you the cash you need without any hassle, simply by pawning your car. Using your vehicle as security, you get the money you need, when you need it!

Who can apply for our no credit check loans?

Anyone can ask us for one of our short term loans. They are particularly popular with tradies who are waiting on their customers to pay, while they have their own bills to pay. If you own a vehicle, we can give you a short term loan that will get you out of a tight spot very quickly. 

However, you don’t have to be a tradie to get one of our loans, all you need is a vehicle to pawn. We keep your vehicle in a secure area for the life of your loan and when you finish the repayments, you collect your car. In fact, it’s not just cars you can pawn, we loan money on lots of vehicles. Utes, SUVs, 4WDs, motorbikes, power boats, sail boats, caravans, RVs, Jets Skis, even trucks and tractors! If your vehicle isn’t on this list, just give us a call and we can work something out for you. Our no credit check loans are very flexible! 

How do these hassle free loans work?

If you haven’t ever pawned anything before, it’s a very simple process. We can provide short term hassle free loans between $1000 to $100,000 with affordable interest rates starting from 15% per month. You get your money immediately! There’s no forms to complete, no credit or employment checks and no applications are refused. If you have bad credit, don’t worry! 

All you need to do to get your cash flow loan is to make an appointment with us, and bring along your vehicle, registration papers and ID. We assess your vehicle and give you the loan on the spot. You pick up your vehicle when you have repaid your loan (you can even make one lump sum repayment at the end of your loan period). That’s it! You’re good to go!

Sometimes life isn’t easy and you just need some quick cash to get you through a bad spot – that’s not even your fault. Our no credit check loans are designed to give you the breathing space you need to get your life or your business back on track.

Call us on 07 3708 3258 to make an appointment.